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About Our Agency

Based in San Antonio Texas, EFGI Insurance & Bonds is a full service insurance agency providing business, employee benefit, surety, risk management and personal insurance programs for business, families and individuals. Over the past (15) years, EFGI has quadrupled in size and is now licensed in (20) states. We are faith based and look forward to God's leading as we continue to build capital for the Kingdom of God. At present, we are committed to supporting a number of faith based ministries, including YoungLife International.

Our motto is "Building Relationships through Integrity & Performance". Relationships are important since we are truly passionate about people.  We really do want to know each client who chooses to honor us with their trust and their business. Integrity is critical since lifelong relationships are built on trust.  And Performance is essential since our clients depend on us to protect them by crafting and delivering superior programs that bring extraordinary value.  At the end of the day, we recognize you have to execute.

EFGI's core staff is highly experienced averaging over twenty-five years in the business. Most have personally known and worked together since 1981 and continue to enjoy an extremely positive working environment. We're a family and we care about each other as well as every client.

Our History

Although Employers Financial Group (EFGI) was formed in 2002 as an Independent Agency, we trace our lineage back through Employers General and Employers Insurance of Texas to 1914 when Texas Employers Insurance Association was formed as the first writer of workers compensation in Texas and the largest writer for eight decades.

In 2003, EFGI formed a Premium Finance Company in order to provide in house premium finance options to clients.  In 2004, EFGI purchased the Canez-Gunter Insurance Agency in San Antonio, Texas in order to add depth and breadth to the Life, Health and Employee Benefits side of the Agency.  In 2010, EFGI acquired Hill Country Insurance Agency in Kerrville, Texas growing both Commercial and Personal Lines. In 2015, EFGI acquired the Commercial, Personal and Employee Benefits business from Hill Country Group in Boerne, Texas.  And in 2017 EFGI acquired a large book of commercial Texas and New Mexico agribusiness from Oak Street Financial.   

In September of 2008, EFGI was unanimously chosen to be the 37th Agency member of Combined Agents of America ( Combined Agents of America (CAA) is a group of over (60) independently owned and operated agencies located in Texas, Oklahoma, Kansas, Nebraska and Missouri.  Collectively, CAA member agencies manage a billion dollars in premium making CAA one of the largest independently owned agencies in America.

In January of 2013, CAA announced its first exclusive program called the "CAA Engineered Risk Energy Program".  EFGI designed, developed and implemented this program underwritten by Houston International Insurance Group Energy or HIIG Energy.  Energy related businesses located in Texas may access this program only through CAA member agencies. No other agencies in Texas have access to this program.   EFGI remains the Program Director for all states on behalf of all of CAA.

Our Locations

Main Office

19921 FM 2252
San Antonio, TX 78266
Main office: 210-880-6414
Toll free: 800-357-2279

Personal Lines

820 Main Street, Suite 211
Kerrville, TX 78028
Main office: 830-214-2072
Toll free: 800-357-2279

Our Providers


We want to thank you for taking such good care us. We enjoy working with you and consider you to be a vital partner in our business. You're always there for us when we need you.
Manufacturer Client
We've been with EFGI for years and wouldn't even consider another agency. You guys know us, our business and provide us with excellent products and great service.
Masonry Contractor Client
You guys really care about us and our business. You want us to do well and you help us with so many things other than insurance. Thanks!
Restaurant Client
We love that you fight so hard for us. From pricing, to audits to claims, to whatever. It just doesn't matter. You'll get after anyone to get it done for us.
Oil & Gas Exploration & Production Company Client
We're really busy and our time is valuable. So, we like that a real person always answers the phone and you follow through and do what you say every time. We never have to chase you for anything.
Law Firm Client
More than once you have continued to work for better coverages and lower pricing even after we have accepted a renewal. You have also brought better deals to our attention in the middle of the year. You truly work like our business is your business. Our money is your money.
Oil & Gas Drilling Contractor Client
You flat know your stuff. We trust your expertise, experience and advice.
General Contractor Client