About Our Agency
Based in San Antonio Texas, EFGI Insurance & Bonds is a full service insurance agency providing business, employee benefit, surety, risk management and personal insurance programs for business, families and individuals. Over the past (15) years, EFGI has quadrupled in size and is now licensed in (20) states. We are faith based and look forward to God's leading as we continue to build capital for the Kingdom of God. At present, we are committed to supporting a number of faith based ministries, including YoungLife International.
Our motto is "Building Relationships through Integrity & Performance". Relationships are important since we are truly passionate about people. We really do want to know each client who chooses to honor us with their trust and their business. Integrity is critical since lifelong relationships are built on trust. And Performance is essential since our clients depend on us to protect them by crafting and delivering superior programs that bring extraordinary value. At the end of the day, we recognize you have to execute.
EFGI's core staff is highly experienced averaging over twenty-five years in the business. Most have personally known and worked together since 1981 and continue to enjoy an extremely positive working environment. We're a family and we care about each other as well as every client.
Although Employers Financial Group (EFGI) was formed in 2002 as an Independent Agency, we trace our lineage back through Employers General and Employers Insurance of Texas to 1914 when Texas Employers Insurance Association was formed as the first writer of workers compensation in Texas and the largest writer for eight decades.
In 2003, EFGI formed a Premium Finance Company in order to provide in house premium finance options to clients. In 2004, EFGI purchased the Canez-Gunter Insurance Agency in San Antonio, Texas in order to add depth and breadth to the Life, Health and Employee Benefits side of the Agency. In 2010, EFGI acquired Hill Country Insurance Agency in Kerrville, Texas growing both Commercial and Personal Lines. In 2015, EFGI acquired the Commercial, Personal and Employee Benefits business from Hill Country Group in Boerne, Texas. And in 2017 EFGI acquired a large book of commercial Texas and New Mexico agribusiness from Oak Street Financial.
In September of 2008, EFGI was unanimously chosen to be the 37th Agency member of Combined Agents of America (www.combinedagents.com). Combined Agents of America (CAA) is a group of over (60) independently owned and operated agencies located in Texas, Oklahoma, Kansas, Nebraska and Missouri. Collectively, CAA member agencies manage a billion dollars in premium making CAA one of the largest independently owned agencies in America.
In January of 2013, CAA announced its first exclusive program called the "CAA Engineered Risk Energy Program". EFGI designed, developed and implemented this program underwritten by Houston International Insurance Group Energy or HIIG Energy. Energy related businesses located in Texas may access this program only through CAA member agencies. No other agencies in Texas have access to this program. EFGI remains the Program Director for all states on behalf of all of CAA.