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Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with EFGI Insurance & Bonds today for more information about what Liability Coverage can do for you.

Our Locations

Main Office

19921 FM 2252
San Antonio, TX 78266
Main office: 210-880-6414
Toll free: 800-357-2279

Personal Lines

820 Main Street, Suite 211
Kerrville, TX 78028
Main office: 830-214-2072
Toll free: 800-357-2279

Our Providers

Testimonials

We want to thank you for taking such good care us. We enjoy working with you and consider you to be a vital partner in our business. You're always there for us when we need you.
Manufacturer Client
We've been with EFGI for years and wouldn't even consider another agency. You guys know us, our business and provide us with excellent products and great service.
Masonry Contractor Client
You guys really care about us and our business. You want us to do well and you help us with so many things other than insurance. Thanks!
Restaurant Client
We love that you fight so hard for us. From pricing, to audits to claims, to whatever. It just doesn't matter. You'll get after anyone to get it done for us.
Oil & Gas Exploration & Production Company Client
We're really busy and our time is valuable. So, we like that a real person always answers the phone and you follow through and do what you say every time. We never have to chase you for anything.
Law Firm Client
More than once you have continued to work for better coverages and lower pricing even after we have accepted a renewal. You have also brought better deals to our attention in the middle of the year. You truly work like our business is your business. Our money is your money.
Oil & Gas Drilling Contractor Client
You flat know your stuff. We trust your expertise, experience and advice.
General Contractor Client