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Renters Insurance in San Antonio, Kerrville, TX and Surrounding Areas

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At EFGI Insurance & Bonds, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from EFGI Insurance & Bonds are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Main Office

19921 FM 2252
San Antonio, TX 78266
Main office: 210-880-6414
Toll free: 800-357-2279

Personal Lines

820 Main Street, Suite 211
Kerrville, TX 78028
Main office: 830-214-2072
Toll free: 800-357-2279

Our Providers

Testimonials

We want to thank you for taking such good care us. We enjoy working with you and consider you to be a vital partner in our business. You're always there for us when we need you.
Manufacturer Client
We've been with EFGI for years and wouldn't even consider another agency. You guys know us, our business and provide us with excellent products and great service.
Masonry Contractor Client
You guys really care about us and our business. You want us to do well and you help us with so many things other than insurance. Thanks!
Restaurant Client
We love that you fight so hard for us. From pricing, to audits to claims, to whatever. It just doesn't matter. You'll get after anyone to get it done for us.
Oil & Gas Exploration & Production Company Client
We're really busy and our time is valuable. So, we like that a real person always answers the phone and you follow through and do what you say every time. We never have to chase you for anything.
Law Firm Client
More than once you have continued to work for better coverages and lower pricing even after we have accepted a renewal. You have also brought better deals to our attention in the middle of the year. You truly work like our business is your business. Our money is your money.
Oil & Gas Drilling Contractor Client
You flat know your stuff. We trust your expertise, experience and advice.
General Contractor Client