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Personal Umbrella Insurance

Be Ready for Anything and Everything

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from EFGI Insurance & Bonds will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy from EFGI Insurance & Bonds works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

At EFGI Insurance & Bonds, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.

Our Locations

Main Office

19921 FM 2252
San Antonio, TX 78266
Main office: 210-880-6414
Toll free: 800-357-2279

Personal Lines

820 Main Street, Suite 211
Kerrville, TX 78028
Main office: 830-214-2072
Toll free: 800-357-2279

Our Providers

Testimonials

We want to thank you for taking such good care us. We enjoy working with you and consider you to be a vital partner in our business. You're always there for us when we need you.
Manufacturer Client
We've been with EFGI for years and wouldn't even consider another agency. You guys know us, our business and provide us with excellent products and great service.
Masonry Contractor Client
You guys really care about us and our business. You want us to do well and you help us with so many things other than insurance. Thanks!
Restaurant Client
We love that you fight so hard for us. From pricing, to audits to claims, to whatever. It just doesn't matter. You'll get after anyone to get it done for us.
Oil & Gas Exploration & Production Company Client
We're really busy and our time is valuable. So, we like that a real person always answers the phone and you follow through and do what you say every time. We never have to chase you for anything.
Law Firm Client
More than once you have continued to work for better coverages and lower pricing even after we have accepted a renewal. You have also brought better deals to our attention in the middle of the year. You truly work like our business is your business. Our money is your money.
Oil & Gas Drilling Contractor Client
You flat know your stuff. We trust your expertise, experience and advice.
General Contractor Client